SEBI Registered Investment Advisor - Licence No : INA300002857

What is it?

Comprehensive financial planning is a process which helps the client in achieving his financial goals through proper management of his finances.

It helps in setting your priorities and inculcates discipline in your spending habits which in process helps you to achieve your milestones at the desired juncture.

While preparing the plan, the planner needs to evaluate the client’s present financial situation, compulsory expenses, risk appetite, income / expenditure and future financial commitments and accordingly charts out a plan that will help him achieve in the most efficient manner within the desired timeline.

The planner looks at the bigger picture of the client’s financial life which helps him in suggesting the necessary remedies to the issues that are plaguing the financials and helps him to achieve financial freedom through proper handholding and necessary guidance.

The review of the plan is very important to keep it updated and relevant to the client’s current financial situation.

Why is it necessary?

Today Indians are earning monthly as high as their parents may be were earning yearly but still some are unable to manage their expenses due to various reasons or are not having any budget in place to keep a track of the same. They are very busy in their working life and very few have the time, interest or knowledge to set the house in order. This leads to impulsive investment decisions without defining the desired purpose for the same.

The financial plan helps in clearing the mess and clutter and gives a roadmap to the client’s finances to march towards the clients ultimate financial objectives.

For Whom

It is for anyone who is serious about his financial life and feels that a professional can help him/her in addressing the clients concerns in an unbiased and ethical manner.

Why pay for these services

Financial Planner makes a plan which is customized to the needs and financial position of the client and the suggestions offered (insurance or investment) are unbiased and keeping in mind the client’s interest foremost. The right product mix will ensure that he is getting value for money. A wrong insurance product can itself ruin your financials and will be enough to pay our fees over the years.

Sometimes the planner also plays the role of an Antivirus wherein he prevents the clients from committing costly mistakes when he is approached by salesmen promoting their costly products which can cause immense harm to the client’s finances and adversely affect his financial position. Prevention of loss also helps the client in indirectly protecting his hard earned wealth.

As we are charging you fees our recommendations are devoid of any biases and our advice will always be in your best interests. We shall try to suggest the products that will be commensurate to your needs and we have no intention to promote or project any particular organization, brand or service.

When you are working with a professional financial planner you will be back in the driving seat of your financial journey with the planner being your navigator. You will feel more secure and assured  in your mind that you have made requisite arrangements for the financial security of your family. You shall stop bothering about your finances and start enjoying life with greater peace of mind.